A financial security safety net
Life insurance can enhance your financial plan while ensuring your loved ones will be taken care of when they need it most.
What are my life insurance options?
There are two common types of life insurance coverage: Term and Permanent coverage. Each has unique features designed to meet different needs. Both Term Life insurance, and Permanent Life insurance, can be custom tailored to fit your unique situation.
Coverage needs depend on your unique situation. Advice on what coverage will fit you best is something that our advisors work to understand, and can help you make an informed decision after our careful analysis. Schedule a consultation and we’ll examine all your options, and provide you with our recommendations.
Term life insurance
Affordable coverage for a set time period
Life insurance doesn’t have to be a lifelong commitment. Term life offers a set period of coverage, for a set price. Term coverage is affordable, and designed to cover big expenses, and protect your family’s interests.
With options available to extend your policy, you’ll never have to worry about your coverage running out. Term Life Insurance provides the people or charities you name as beneficiary with a tax-free payout if you pass away during the term of the policy. The death benefit can be used to pay bills, a mortgage, children’s education, to keep a business running, or any other cost that needs insuring.
Participating life insurance
Your life may change but your coverage won’t. Create lifetime financial security, and build your wealth in a policy that grows over time.
Participating Life Insurance guarantees lifelong coverage that protects you and those you care about. Over time your policy will grow in dividend value. These invested funds can be made available to you during your life, with certain tax implications.
You can access the dividend returns in your policy through a loan, or a withdrawal. You’ll also leave behind a tax-free benefit, that is free from the restrictions of the probate process.
Protection for life, with a benefit that grows with you.
